Hi, my name is Ross Williams. Let me share a personal story with you. Back in 2007, I held an excellent position at a large IT company with a nice monthly salary. By 2008, the great recession hit. The company ran into financial problems and was forced to lay off over 50% of its staff. Unfortunately for me, I was included.

So there I was stranded, unemployed, with all the bills to pay and a family to support. Where I lived, such jobs weren’t easy to come by. So I decided to do a little research. I spent many sleepless…